O Allah, I seek refuge in You from miserliness, cowardice, and being returned to — Protection
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ
Transliteration: Allahumma inni a'udhu bika minal-bukhli wa a'udhu bika minal-jubni wa a'udhu bika min an uradda ila ardhalil-'umur
Translation: O Allah, I seek refuge in You from miserliness, cowardice, and being returned to decrepit old age.
Reference: Sahih al-Bukhari 6370