O Allah, I seek refuge in You from sin and debt. — Debt
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ
Transliteration: Allaahumma innee a'oodhu bika minal-ma'thami wal-maghram
Translation: O Allah, I seek refuge in You from sin and debt.
Reference: Bukhari 1:155, Muslim 1:412